There is still a ton of damage left from Katrina. The biggest issues is not insurance, but home ownership. If a person can't prove they own their home (which may have been handed down from generations), the residents can't collect the insurance nor collect any government help.
From what we heard from the locals, Katrina hit so fast. There had been 2 false alarms with other storms. Katrina was heading for Florida and swerved at the last minute and picked up speed.
The top 2 pictures are of the nineth ward which got water up to, or over, the roofs. The arrow on the top picture shows how roofs are collapsing in time.
The bottom picture shows a house in a middle income area. The water was 6' high, as you can see by the watermark.
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